We, Dunia Finance LLC (“dunia”) are acting as facilitators in making available to you a listing of products and services provided by third party merchants through duniaQwikConcierge (“the Website”). dunia may at its sole discretion add/remove a third party merchant from the Website. dunia may also in its exclusive discretion decide who would be entitled to access the Website and also reserves the right to decide on the criteria based on which the customer (“you”) may participate and/or continue to participate in availing the products/services made available on the Website.

duniaQwikConcierge is merely a listing site, akin to a web directory or link directory on the World Wide Web which provides a collection of data organised into categories. It specializes in linking to other web sites and categorizing those links.

We are not providing any advice through duniaQwikConcierge and we do not represent that any products/services made available are suitable for any person accessing duniaQwikConcierge. dunia may from time to time facilitate the provision of discounts and promotions which will be provided at the discretion of the merchants. dunia does not guarantee nor will dunia be held liable for the provision of such discounts and promotions. You should not rely upon or make any purchase decision based solely on the information made available to you. The information is generic and is not designed for meeting specific objectives of any one person. All decisions taken by you to purchase the products / services are independent of any advice or information received by you from us.

The information is based on material we consider reliable. However, the accuracy, completeness or timeliness of such information cannot be guaranteed and is subject to change. Neither dunia nor any of its officers, directors, employees, agents, affiliates or business associates are liable or responsible for the quality of services/products made available through duniaQwikConcierge and the availability of duniaQwikConcierge is on a no-liability, no-guarantee and no-obligation basis.

This service is provided "AS IS". We and our affiliates disclaim any warranty of any kind, imputed by the laws of any jurisdiction, whether express or implied, as to any matter whatsoever relating to the products/services, including without limitation the implied warranties of merchantability, fitness for a particular purpose, title, non infringement, security and/or accuracy. We are governed by the laws of the UAE within the jurisdiction of the courts of DIFC in the emirate of Dubai, UAE.

The linked sites are not under our control and we are not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. We are providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by us of the site. No judgment or warranty is made with respect to the accuracy, timeliness, or suitability of the content of other services or sites to which these screens link, and we and/or our affiliates take no responsibility therefore. A link to a service or site outside of the Website is not an endorsement of the service or site, its content, or its sponsoring organization. By providing access to other websites, neither we nor our affiliates are recommending the purchase or sale of the securities issued by it nor is it an endorsement of services provided by its sponsoring organization. Neither we nor our affiliates, directors, employees, associates or other representatives, agents and / or subsidiaries endorse or take any responsibility for the accuracy or reliability of any linked site, the capabilities or reliability of any product or service obtained from a linked site, or make good all or part of any loss and or damage that may have been caused by your reliance on any information, advice, product or service obtained from a linked site.

It would be your responsibility to evaluate any inaccuracy, error, or delay in, or omission of any information or message within duniaQwikConcierge or any loss, expense, cost or damage arising from or occasioned by any such inaccuracy, error, delay due either to any negligent act or omission by us or our affiliates, agents, associates and or subsidiaries, or "force majeure" (i.e., flood, extraordinary weather conditions, earthquake, or other act of God, fire, war, insurrection, riot, labor dispute, accident, action of government, communications power failure, or equipment or software malfunction) or any other cause or circumstances beyond the reasonable control of dunia.

If you download any information from this Website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information. The contents of this Website are strictly confidential to the recipient, may not be downloaded to the press or other media and may not be reproduced in any form. All the trademarks, logos and service marks, information and content provided on the Site are owned by dunia and shall not be copied, downloaded and/or printed for any commercial use.

We are not liable to keep you informed of any amendments/modifications relating to the provision of the Website and you shall keep yourself updated of such amendments.

The contents hereof must be read together with the dunia terms and conditions that enable you to access the information and products/services on duniaQwikConcierge.